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Banking Designed for your Mission

 

 

Zero Fees1

High APY1

Community Partner

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Non-profit Checking

Designed to serve your 501(c) organization's needs.

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High Returns to Support your Mission

Non-Profit Banking Tier

 

 

Exclusive Benefits

Say goodbye to monthly fees and minimum balance requirements, this account offers zero fees and a high APY. Benefit from a free debit card, free statements and even your first set of checks on us.

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Online Donation Platform

Need an easy way to recieve donations? This solution gives people a way to easily make donations to support your organization's mission. The customizable landing page integrates with your organization's website, allowing you to accept one time and recurring donations. The reporting feature allows you to keep track of your organization's donations and can even be imported to QuickBooks. 

 

United Way of Southernwestern Indiana presents Heritage with the Engagement Leader Award

Community Partner

Our mission is to Improve lives; Simplify banking. Non-profit Checking is our mission in action. Not only is the account designed to benefit your organization financially, but we become your community partner

 

We supported over 130 non-profit organizations in 2025.

 

Employee Benefits

Improving lives takes everyone on the team. As our way of saying thank you for the work you do with your non-profit, we are offering $300 Bonus2 to employees of a 501(c) who open a Rewards Checking Account.

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Ready to start banking with zero fees, high APY and a community partner?

You can open your Non-Profit Checking Account quickly and easily at Heritage, just make sure to have this information ready before you apply:

  • $50 for required initial deposit to open account
  • All ID's for those who will be listed on the account
  • Meeting minutes stating who should be on the account

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Larry Barnhill, Heritage Community Relationship Banker, Headshot

Larry Barnhill

Community Relationship Banker

 

 

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Pair with a Business Credit Card

Managing cash flow and tracking spending can be challenging for non-profits, especially with day-to-day operating costs, larger projects, and fundraising events. Simplify your spending with a Heritage Business Platinum Rewards Visa® Credit Card

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1APY=Annual Percentage Yield. The Non Profit Rewards Checking Account tier dividend rate and APY as of 08/01/2024 are subject to change daily. Dividends compounded monthly. Minimum $50.00 to open account. 501 tax exempt form must be provided at account opening. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply. 

2To Qualify For The $300 Cash Bonus: Must be currently employed at a 501c3 non-profit organization. Open a Heritage Rewards Checking or Rewards Cash Back Checking account with a minimum deposit of $50. Enroll in e-statements and complete qualifying ACH direct deposits totaling $500 or more within the first 90 days of account opening. Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment, or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Heritage accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. The Heritage Rewards Checking or Rewards Cash Back Checking account must be open and in good standing at the time the cash bonus is paid. Bonus not available for members with an existing Heritage checking account, Heritage checking accounts closed within the last 180 days, or Heritage board members or employees. Limit one cash bonus per eligible checking account. In addition, limit one cash bonus per Tax ID Number. The cash bonus will be credited to the Heritage Rewards Checking or Rewards Cash Back Checking account approximately one business day following qualification. Bonus may be reported on applicable IRS Form. Heritage reserves the right to discontinue offer at any time. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply.

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