You can reduce your interest rate on your Auto Loan, Recreational Loan, or Unsecured Loan by .25%1 with one easy step. Set up your loan payment to automatically deduct from your Heritage checking account!
Fill out the form below to get started.
Don't have a checking account at Heritage? Open a Rewards Checking Account at get $850 per year.2
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1Eligible loans are fixed rate installment consumer titled vehicle loans. All loans are subject to credit approval. To be eligible for the .25% reduced rate, monthly loan payments must be automatically debited from a Heritage checking account. Insurance is required. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.
2APY=Annual Percentage Yield. APY is accurate as of 09/30/2022. The APY range calculation is based on an assumed account balance cap of $25,000 plus $100,000. The APY decreases as your balance increases above $25,000. Enrollments must be in place and all the following transactions and activities must post and settle to the member’s Reward's Checking account during each Monthly Qualification Cycle to receive the 3.40% APY: 12 (pin-based/signature-based) debit card purchases, enrolled in and logged into digital banking, at least 1 direct deposit into the account, enrolled to receive e-statements. 0.05% APY on all balances, even if qualifications are not met. Ability to earn $849 yearly based on maintaining a monthly balance of $25,000 in the Rewards Checking account and meeting all requirements to earn $70.83 each month x 12 = $849.96. Rates and rewards are variable and may change at any time without notice after the account is opened. $50.00 minimum balance to open. Fees or other conditions could reduce earnings on the account. Program rates, terms, and conditions are subject to change without notice. Membership restrictions may apply.
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